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We’re Here to Help your business gain access to trusted, low-cost capital

Get what you need to support and build your business.


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Why we partner with SmartBiz? Over $4 Billion in funded small business loans!

The online SmartBiz bank network matches you with the bank most likely to approve your application.
Nearly 90% of the loans referred to bank partners get approved!

The application process is fast and easy for both SBA and bank term loans. 


See How to Apply


Who Qualifies

* SBA loans have a variable rate of Prime Rate plus 1.50% to 3.75%. Bank term loans have a fixed rate depending on loan term and applicant’s credit and financial profile.

** Working capital loans from $30,000 to $350,000 and CRE loans from $500,000 to $5,000,000

Bank Term Loans

  • Loans from $30,000 to $500,000
  • Fixed interest rates from 6.99% to 24.99%*
  • 2 to 5 year terms
  • Monthly repayments
  • No pre-payment penalties

SBA Bank Loans

  • Loans from $30,000 to $5,000,000**
  • Variable interest rates from 4.75% to 7.00%*
  • 10 to 25 year terms
  • Monthly repayments
  • No pre-payment penalties or balloon payments

Who Qualifies?

Business Characteristics

  • 2 years in business
  • US based business
  • Cash flow to support loan payments (verified with tax returns)

Personal Characteristics of Business Owner

  • Good Credit
  • No bankruptcies, judgments or foreclosures in last 3 years
  • No outstanding tax liens

Get the funds you need to support and build your business.

Funds can be used for working capital, high interest debt consolidation, hiring employees or a commercial property purchase/refinance.


See How to Apply

One Fast and Easy Application

Our streamlined, online application lets you apply for both the bank term loan
and the SBA loan at the same time. 

The application process is fast and easy for both SBA and bank term loans. 

See if you pre-qualify in less than 5 minutes!

Get started now without impacting your credit score.*


Click Here to Apply

* SmartBiz reviews a soft-pull of credit which does not impact your credit score. When your application proceeds to funding and is matched with a lender highly likely to
fund your loan, a hard pull of credit is requested and appears as an inquiry on your credit report.

Fennell Services
We’re Here to Help!


Call us (252) 220-4557

Our goal is to help finance small businesses. To work with small business owners every day to help them make right decisions. To help them get the funding they need during these uncertain times.

Contact us today

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  • +1-252-220-4557
  • Located in Rocky Mount, NC

Fennell Services.com